Personal Finance for People in Tech: How High Earners Can Spend Wisely, Invest Well, and Plan for Financial Independence

Price: $8.99
(as of Mar 03,2023 08:36:34 UTC – Details)

Universities train talented students to develop the most advanced technologies in the world. Graduates sign employment offer letters that promise salaries, bonuses, stock options, and restricted stock units (RSUs) that will make them earn far more than most Americans. Despite this, personal finance remains a taboo among many people, rarely talked about openly and rarely discussed in polite company. I wrote Personal Finance for People in Tech to share what I’ve learned about managing my finances after nearly 20 years of working in the software industry.

This book is geared towards high-earning professionals working in the U.S. I offer my thoughts on topics including:

Investing your money for retirement (401(k), IRA, and HSA accounts) and day-to-day needsSaving your money and taking control of your spendingUnderstanding employer benefits including RSUs and Employee Stock Purchase Plans (ESPP)Real estate, including what you need to know about buying a home and refinancing a mortgageAlternative investments like cryptocurrency, NFTs, precious metals like gold, and equity crowdfundingUnderstanding your decisions’ impact on your taxesHiring professionals to help you with your financesFinding your first and your next job, and what you need to know when changing employersThe financial independence / retire early (FIRE) movementNew in the Second EditionWindfalls: How to manage a sudden gain from a company sale, inheritance, or other fortunate eventMarriage: What to know about your assets before, during, and after a partnershipYour children’s education: Saving money for your children to attend college, starting even before they’re bornTrusts: Keeping certain assets separate or jointly-heldEstate planning: What happens to your assets after you die, and options to plan for a less stressful handoverPraise for the First Edition

“I wanted to say thanks for writing this book. It’s a really helpful read for beginners. I appreciated you breaking down lots of the terms to get familiar with, various financial products, and even stages of a tech career. Really great stuff that I’ll be sharing with family who are looking to get into tech.” — Kristin A., Front-End Engineer

“Jason literally saved me thousands of dollars last year with the information he shared about using the correct cost basis for RSUs.” — Mark B., Senior Analyst

ASIN ‏ : ‎ B0BL56Q8T3
Publisher ‏ : ‎ Independently published (November 2, 2022)
Language ‏ : ‎ English
Paperback ‏ : ‎ 319 pages
ISBN-13 ‏ : ‎ 979-8361628438
Item Weight ‏ : ‎ 1.21 pounds
Dimensions ‏ : ‎ 6 x 0.72 x 9 inches