Debit & Credit Cards

Does Amazon Take Apple Pay? | UniBul’s Money Blog

Does Amazon take Apple Pay? Amazon does not allow merchants to use Apple Pay, but you can use the alternatives Apple Wallet and Apple Card. This is why I’ll show you how to use the Apple Card to make Amazon purchases and transfer funds via Apple Cash to your bank account so you can use the debit card to purchase things on Amazon.

Amazon Pay is an online payment service that allows customers to use their account details to purchase items on various eCommerce websites. 


  1. What is Apple Pay?
  2. Does Amazon Take Apple Pay?
  3. Why does Amazon not take Apple Pay?
  4. Does Amazon Take Apple Cards?
  5. How to Use Apple Card on Amazon on an iPhone?

All information about the Amazon Prime Rewards Visa Signature Card and Capital One Walmart Rewards Card has been collected independently by and has not been reviewed or approved by the issuer.

RELATED TOPIC: Can You Use Afterpay On Amazon

What is Apple Pay?

Apple Pay is the mechanism that lets you pay digitally using your iPhone. It is part of the Wallet application developed to remove the requirement to carry around physical debit and credit cards. Apple Pay, like Google Pay and Samsung Pay, allows users to input card information from their debit and credit cards. Instead of searching through your bag to locate your credit card, you can use your iPhone app to purchase at stores or online.

To start a transaction, Apple Pay requires that you authenticate yourself. You can use Face ID, a fingerprint scanner, or passcode to prove your identity. It’s also easier to use Apple pay at stores since you simply need to place the iPhone close to the NFC payment terminal and wait for the confirmation screen to show. When you make a purchase online, you must confirm your identity before the program controls the transaction for you.

Does Amazon Take Apple Pay?

Amazon isn’t accepting Apple Pay in 2022, unfortunately. However, this major retailer will allow users to use Apple Card or Apple Wallet. Additionally, it agrees with these payment methods that, include:

  • Credit card / Debit card
  • EBT Cards
  • Checking accounts for personal use

RELATED TOPIC: Amazon Credit Card Review

Why does Amazon not take Apple Pay?

You can’t utilize Apple Pay on Amazon because the two parties don’t have an explicit agreement regarding Apple’s payment system. Also, Amazon cannot accept Apple Pay since it is a competitor of Apple. Amazon offers its payment method, named Amazon Pay. A mobile payment system allows customers to pay using their tablets or smartphones.

In addition, Apple Pay is also famous for online shopping since it lets customers pay using their mobile instead of a physical card. 

Furthermore, Amazon doesn’t lose out on many companies because they don’t accept Apple Pay. As the biggest e-commerce company in the world, Amazon’s annual earnings are around $386 billion. It increases each year and without collaborating in any way with Apple Pay.

Apple cash on Amazon is an option for mobile payments. It lets users purchase goods and services at participating shops using iPhones or iPads, without having to carry wallets or cash.

Furthermore, they wish to protect their customers from hackers. If you purchase with Apple Pay and someone hacks into your account, they can access all your purchases and then sell the items through the black marketplace.

Does Amazon Take Apple Cards?

Apart from Apple Pay, Amazon allows Apple Credit Cards for payments. Apple Cards was launched in August 2022 and is renowned for its signature by the giant of credit card technology. The app is primarily compatible with Apple Watches and iPhones.

Apple utilizes Mastercard in the payment system; therefore, the retailers that accept Mastercard or Amazon will also accept Apple Cards.

When you want to finish a purchase on Amazon, it is easy to input the information that is linked with your Apple Card. You can sign in to your account and create a new payment option. 

Be sure to type in the following information:

  • Apple Card number
  • Security code
  • Date of expiration

Once you save this new option for payment Apple Card on your account, you’ll get the best of both worlds. 

Apple Cards is known for the same payment option as other payment methods on Amazon. This company is constantly finding ways to allow people to make payments easily, even when it doesn’t accept the payment method.

How to Use Apple Card on Amazon on an iPhone?

You can use cards within your digital wallet on Amazon. However, they need to be added as payment options on Amazon first. To include the Apple Card as an Amazon payment method:

  1. Open the Amazon app 
  2. Click on the account icon (the person icon) at the bottom
  3. Click on the “Your Payments”
  4. Click on “Wallet” and then on “+Add” (to the right of “Cards & accounts”)
  5. Click on “Add a credit or debit card”
  6. Enter your card information
  7. Click on the box “Seat as default payment method.” Thus next time when you purchase on Amazon, this card will be automatically billed.
  8. Then click on “Save”
  9. Click on your Apple card and then on “Continue”
  10. Finish the checkout

Final Thoughts

If you’re a fan of this method, don’t worry since you cannot utilize this payment method to purchase items on Amazon. However, you can use other payment methods such as credit or debit cards, particularly Apple Cards.

Like Apple Pay, you can select which card you would like to charge and make ultra-fast transactions, as well as a simple checkout online since Amazon never divulges the payment details of its customers.

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